Habitat Homeownership

an affordable home

Habitat works to eliminate barriers to a better, healthier, more financially stable life. With our help, Habitat homeowners achieve the strength, stability and independence they need to build a better future for themselves and their families.

Watch these three short 3-minute videos to find out more about our program. You can pause anytime.


we provide a hand up. not a hand out.

Bend Habitat builds and sells about 9 affordable homes a year to qualified individuals and families in our community. Mortgages are affordably set at approximately 30-33% of the homeowner’s income at the time of loan application. From application to owning a home, it takes approximately 12-24 months depending on the mortgage readiness of each applicant.

Habitat is a long-term homeownership program and does not provide emergency housing. For programs involving immediate housing, foreclosure assistance, and home repairs  click here for resource contact information.

We have 2 open application periods annually (and these will be posted on all media sources and our web page) and these are open for two weeks at a time. We usually select 4-6 families each application cycle. Next Open Application Cycle: Early Winter 2019. 

Are You Ready to Buy a Home?
Ask yourself these questions first! And watch the videos

Is a Habitat house right for you?
Answer 6 basic questions to determine if you meet our Program qualifications.

New Income Guidelines
See the updated 2018-19 Bend Housing Program Brochure

Follow this link for next steps and to reserve a spot at one of our housing information sessions.
Habitat homeownership step by step

Para información en Español, oprima el botón o llame al (541) 385-5387 extensión 104

In order to be selected for Bend Area Habitat’s homeownership program, applicants must meet three selection criteria: “Need for Housing,” “Willingness to Partner”and “Ability to Pay”.  For specific information for of each, click the buttons below:


need house icon


ability pay coins icon blue


willingnes to partner hammer icon

We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, sexual orientation, gender identity, handicap, familial status, or national origin.