Habitat Homeownership

an affordable home

Habitat works to eliminate barriers to a better, healthier, more financially stable life.
With our help, Habitat homeowners achieve the strength, stability and independence they need to build a better future for themselves and their families.

Are You Ready to Buy a Home?
Ask yourself these questions first!

And then, watch the videos to learn more about the Habitat program.
They are about 3 min. each and you can pause at any time.

When can you apply?

We have 2 open application periods annually which are open for two weeks at a time. We usually select up to 6 families from each application cycle.
Next Open Application Cycle: Early Winter 2019. 

we provide a hand up. not a hand out.

Bend Habitat builds and sells about 9 affordable homes a year.
Mortgages are affordably set at approximately 33% of the household income at the time of loan application.
From application to owning a home, it takes approximately 12-24 months depending on the mortgage readiness of each applicant.

Habitat is a long-term home-ownership program and does not provide emergency housing. For programs involving immediate housing, foreclosure assistance, and home repairs  click here for resource contact information.

Habitat homeownership step by step

Follow this link for next steps information 

Is a Habitat house right for you?
Answer 6 basic questions to determine if you meet our Program qualifications.

New Income Guidelines
See the updated 2018-19 Bend Housing Program Brochure

Para información en Español, oprima el botón o llame al (541) 385-5387 extensión 104

In order to be selected for Bend Area Habitat’s homeownership program, applicants must meet three selection criteria: “Need for Housing,” “Willingness to Partner”and “Ability to Pay”.  For specific information on each, click the buttons below:


need house icon


ability pay coins icon blue


willingnes to partner hammer icon

We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, sexual orientation, gender identity, handicap, familial status, or national origin.